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Auto Insurance

We offer auto insurance for people in ALL situations.  If it’s your first car or if you’re a seasoned veteran, let us help you find the right company and coverage that suits your needs.

Coverage Options for Auto

Bodily Injury Liability

If you’re driving a car we insure and are in an accident that causes bodily injury to someone else, this coverage pays the injury damages that are your responsibility.

Property Damage Liability

Like Bodily Injury Liability, but pays for damages to another person’s car or other property.

Underinsured Motorist – Bodily Injury

If another person with little or no insurance causes an injury to you, this coverage steps in and pays the damages owed to you that otherwise aren’t covered. (The amount of coverage you carry can’t exceed your limit of Bodily Injury Liability coverage.)

Underinsured Motorist – Property Damage

This coverage pays for damage to your car or other personal property caused by someone driving without any (or not enough) insurance. A small deductible applies.

Personal Injury Protection

This coverage pays necessary and reasonable medical expenses, income loss, and benefits for extra expenses for you, family members of your household, and guests in your car in case of accidental injury or death. (You must have Liability coverage to purchase this coverage.)

Collision

The policy pays for damage to your car from collision or upset, regardless of fault. You select the appropriate deductible amount.

Comprehensive

Covers damage to your car caused by something other than collision or upset, subject to your deductible. (Examples: theft, accidental glass breakage, fire, vandalism.)

Towing and Labor

Pays for towing when your car won’t operate under its own power. Charges for labor at the site of breakdown are also covered.

Rental Reimbursement

In the event of a covered loss, car rental expense is covered up to the rental reimbursement limits you select.

Auto Loan/Lease Coverage

Applies to a covered total loss. If there’s a traditional loan, it will pay either its principal outstanding balance or the actual cash value of the car at the time of loss, whichever is greater.

If the auto is leased, it will pay the value of the vehicle and any other amount owed to the leasing company.

Safeguard Your Future

Take the first step towards securing your future by exploring our extensive range of solutions. Connect with our dedicated team today to discover the perfect coverage that meets your unique needs and safeguards what matters most to you.